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No Doc Loan Finance
No Doc Loans are the fastest finance option available for equipment, typically capped at $250,000.
They require No Financials or Bank Statements, making them ideal for established businesses that prioritise unparalleled speed and convenience.
Our Trusted Finance Partners
No Doc Loan Finance
Overview of a No Doc Loan for Truck Finance
No Doc Loans represent the fastest and most simplified option for equipment finance, typically available for heavy vehicle loans up to $250,000.
As the name suggests, this facility requires No Financials and No Bank Statements for the primary application and assessment. This drastically reduces the administrative time and effort required from the client, making it the fastest possible route to securing funds.
This type of financing is usually reserved for clients with excellent credit history, long-established businesses, and high-value, easily identifiable assets being purchased. While it carries a slightly higher interest rate due to the lack of financial disclosure, the benefit is unparalleled speed and convenience, allowing transport operators to acquire assets with minimal delay.
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Apply Now for Online Pre-Approval up to $500K without affecting your credit score.
Zero Paperwork
Features of a No Doc Loan Facility
- Approvals within 2 hours
- Limited amount of financial information required
- Goods to be purchased through a dealer (no private sales)
- Applicant to have no adverse credit history
- Minimum credit score requirements (company score only)
- No upfront deposit required
- No finance reference required
Tax Advantages
Benefits of a No Doc Loan Facility
- 2 hour approvals
- No need for accountant prepared financials or bank statements
- If a major bank declined based on financials, client can still borrow up to $250K
- Credit score is only based on the company and not the directors
- No finance references required
- No deposit for property owners but non property owners can still borrow with a 20% deposit
We Make Heavy Vehicle Finance Quick and Easy for Business Owners Australia Wide.
Start Now and complete our Quick Assessment Form to obtain a Pre-Approval up to $500K – decision within a few seconds.
Alternatively, you can call one of our Finance Consultants to discuss your funding scenario.
Example Breakdown
Example Funding Scenario
- New customer had deal declined with major bank due to payment deferrals on existing equipment loans
- Client applied online and was issued a conditional approval within 2 hours
- Purchase price of Prime Mover was $265,000 (gst inc)
- Customer contributed a $15,000 deposit to keep total loan under the $250K cap
- Finance Type – Chattel Mortgage
- Term – 60 months
- Balloon – 30%
Outcome
- Client was able to secure funding for a truck even when their existing bank connection had declined the deal
- The acquisition of the additional truck allowed client to secure a work contract that would double their existing turnover
- Quick turnaround meant client was able to make up for lost time with their initial application with the bank
Customer Reviews
Our customers say it best. Find out what it's like dealing with the Experts in Truck Finance. You could be the next success story.
Nathan you are fantastic to deal with. Always prompt with deals never a hiccup. After 8 truck deals will never use another broker. Keep up the great work you make my life stress free.
TH
Tracey Hall
Scone Equine Transport Pty Ltd
I have been dealing Heavy Vehicle Finance since 2014 and have found them be nothing short of amazing.They have funded various trucks and trailers for me over the years and its a fantastic feeling to know that I still have the same account manager after all of these years of business.It is very good to know that a finance approval is only a phone call away.
CW
Colin Wallace
Palanquin Pty Ltd
I have used the team at Heavy Vehicle Finance twice now for our financing needs for prime movers and side tippers. A Great team to work with and very prompt and professional. We will use again in the future.
JC
James Coustley
JJC Civil
I have used Nathan and his team for multiple purchases for our earthmoving company and Nathan has gone above and beyond to help us with expanding our business. I couldn’t recommend Nathan more highly.
SW
Sam Wood
Sureflo Plumbing & Roofing Contractors Pty Ltd
We used Heavy Vehicle Finance for the purchase of our Truck. They went above and beyond for us and made sure that the process was as stress-free as possible. The entire interaction was nothing short of amazing. We will definitely be using them again in the future.
MM
Meagan McNicholl
Next Gen Transport Pty Ltd
Can’t thank Nathan enough for how fast and professional he was with organising my finance for my new truck. He was straight to the point with no stuffing around. Highly recommended
TH
Tim Hartas
Hartrax Contracting Pty Ltd
Heavy Vehicle Finance Calculator
Looking to buy a New or Used Heavy Vehicle? Try our Simple Heavy Vehicle Loan Calculator to estimate your weekly payments and take the guesswork out of your next Heavy Vehicle purchase.
Why Us?
Unlock the Benefits of Heavy Vehicle Finance for Your No Doc Loan
- Heavy Vehicle Finance backed by 20 Years Industry Experience. Heavy Vehicle Finance that will work for you.
- Quick, Easy and Obligation Free. Heavy Vehicle Finance Pre-Approvals up $500K.
- We deal with Owner Drivers and Fleet Operators Australia Wide. We will help you save thousands on your next Heavy Vehicle Loan.
- We're trusted across the Transport Industry as a leading provider of Heavy Vehicle Finance. Our applicants receive funding options tailored to their business needs, delivered efficiently by experts who understand Heavy Vehicle Industry.
- Typically No Financials are required for loans up to $500K and our unconditional approvals take only 24 hours.
- Our flexible policy matrix will give you greater access to capital—so you can secure the Heavy Vehicle and Heavy Equipment you need to grow your business faster and with more confidence.
- Our customers are assigned a dedicated Relationship Manager to help guide them through the process from start to finish.
Let us Finance
the Road to Your
Future
Complete our Simple Quick Assessment Form and let us go to work on finding the best Finance Deal on your New or Used Heavy Vehicle.
With over 20 years experience and thousands of deals done, we are on your side to get the best possible rate.
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